Money definitely has a powerful effect on our lives whether we accept it or not. The amount of money you own determines whether you will have a home, get a degree or save for retirement. It’s not enough to have a steady source of income. It’s even more important to know how to manage your finances and use them to your advantage.
Budgeting seems like a daunting task where you need to use a pen and paper or input everything on a spreadsheet on your computer. However, every person is using smartphones these days. And here are the top budgeting apps for you to learn how to become a budgeting boss and take control of your finances. Continue reading “Top Budgeting Apps to Take Control of Your Finances”
Borrowing money is a part of our modern life. It’s an experience that happened with almost every person but it’s not always positive. Do you have urgent financial needs? Did the local bank reject your loan request? We all have our personal needs to borrow money.
Some people are willing to purchase a new car, others need to buy a home, while some people must cover the unexpected expenses. The list of the reasons may be endless but there is one solution – you need to find the most suitable option to borrow money Canada. Here is how and where you can look for the right lending solution.
Have you ever borrowed money? Almost every Canadian citizen at least once in their life felt the need to cover the unexpected expenses or pay urgent bills. In some cases, your loan request will be approved, but sometimes you may end up being rejected because your credit score happened to be too low. Every person who has borrowed money or applied for a credit card has their own credit history together with a credit file.
Over 21 million people have credit reports but have no idea what type of data is in them and whether there are any mistakes that prevent them from getting the desired loan. A credit bureau of Canada is aimed at gathering the entire financial information and creating a credit report. Let’s get some insight into the notion of a credit bureau and how the person can learn what’s in their credit report.
In light of the recent Facebook saga, no one can deny the online world is not safe. We are not on control. Yet, rejecting social media platforms, online banking or other online innovations that make people’s lives easier, is not a solution.
Frauds and online thefts track your every move, waiting for a moment you slip up. So, what is the way out? Happily, different credit alert services out there offer a solution.
Applying for a loan, the credit score is almost as important as your passport. In fact, this is your financial passport. A credit score check shows the lender whether you are a trustworthy loan candidate.