In light of the recent Facebook saga, no one can deny the online world is not safe. We are not on control. Yet, rejecting social media platforms, online banking or other online innovations that make people’s lives easier, is not a solution.
Frauds and online thefts track your every move, waiting for a moment you slip up. So, what is the way out? Happily, different credit alert services out there offer a solution.
Applying for a loan, the credit score is almost as important as your passport. In fact, this is your financial passport. A credit score check shows the lender whether you are a trustworthy loan candidate.
It will also determine what loan rate you’re pretending for. That’s why you need to be sure that your credit score is a good one. Here’s how to check your credit score and better it. Continue reading “How to Get a Credit Score Report for Free”
According to the Bank of Canada, 11 percent of Canadian borrowers have more than 350 percent a loan-income ratio especially in BC and ON regions. One of the reasons is a loan agreement handling failure.
For the legal confirmation of loan terms and conditions, acceptance by both deal parties and the fact of its issuing lenders use a loan agreement. The document can be enclosed between individuals, companies, and financial institutions. Continue reading “How to Write Loan Agreement: Terms and Templates”
If we all lived in an ideal world, we would never need extra money to borrow. However, life can have ups and downs when it’s necessary to have a helping hand and cover unexpected expenses. It certainly is not free to borrow money.
Credit unions, local banks, credit cards as well as payday lenders all charge interest fees for any kind of loan. When it comes to taking out a loan, every borrower wants to have the privilege of getting low-interest loans. Before you make your decision, learn how low interest loans Canada work and where you can look for one depending on your needs.
Continue reading “Basics of Low-Interest Loans and Best Ways to Get Them”
Nowadays, a lot of people take out loans or mortgage because they need a helping hand to support them financially. The reasons may be different but you need to keep track of your payments and make sure they are regular so that your credit score isn’t affected. It can be quite tricky and challenging to plan a repayment schedule and calculate all the payments.
Therefore, an amortization calculator is a great option for helping each borrower have a list of their payments and see how much they need to repay. All of the payment amounts are created with the help of such an amortization schedule calculator.
